Advantages of interacting with the use of Mega Bank credit cards and their types
Few people are happy to use Mega Bank credit cards. As one of the private banks in Indonesia, Mega Bank also offers credit card options designed to provide customers with convenience when shopping.
Credit cards themselves seem like one of the lifestyles for most Indonesians, thinking that many benefits are felt. You no longer have to wait for a monthly payday when you are tempted to buy the things you need. This is why many people want to use a credit card for daily payment transactions.
For those who want to contact a Mega Bank credit card, of course, you need to understand the terms of its preparation and its use. Simply put, such a credit card looks like a loan, which later users can pay bills on a monthly basis.
Each bank has different rules for applying for a credit card, including Mega Bank. Therefore, in this review, we will provide information about mega bank credit card services ( CC). For those who want to contact with a megabank credit card, let’s first take a look at the full discussion here.
Benefits of using Mega Bank credit cards
This way of interacting with credit has many advantages for users. One, Mega Bank often provides special promotions and discounts when shopping at partner retailers for customers using credit cards. For those who want to shop in the Mall, it is guaranteed that the benefit of this will be felt.
Not only that, Mega Bank offers CT Mobile forms that provide convenience to customers when they want to verify transactions and accounts. Here are some of the benefits you get when using a Mega Bank credit card:
- Mega ball
Make it easy to pay regular bills every month, such as monthly internet/WiFi bills, electricity, water, TV cable, BPJS and bills lain. Monthly bill payments are paid automatically by credit card, so there will be no delays that cause fines. With this advantage, you will also take more time and practicality, even if you also receive points from Mega Rewards.
- Luaíochta Mega Point
Contact a Mega Bank credit card , then you are also eligible for Mega Reward Points. With this credit card, you get 1 point for every purchase worth IDR of 25 miles, which is valid for multiples. Well, the successfully collected points can later be used to buy Metro, Carrefour, Coffee Bean, Robins and others.
- Breisiú Mega
Customers can also benefit from the Mega Top-Up facility, which consists in replenishing prepaid loans with an automatic debit. However, for those who want to enjoy this feature, you can first register through the 15,000 10 Call Center (PSTN) or the 600 10 (HP) number. Fyi, you still get reward points if you use this feature.
Mega Bank credit card options with three million payments
If you are interested in interacting with a Mega Bank credit card, then first find out which product is best suited and according to your monthly payment. To illustrate, here are some Mega Bank CC types that are suitable for customers with a minimum wage of three million:
- Gold card
The requirements to apply for a Mega Gold Card must be at least 21 years old and have a minimum income of three million per month. Mega Gold Card is suitable for those who want to use a credit card for the first time, with a limit of up to Rp. 2 million.
- Platinum Card
There is also a kind of Mega CC Platinum Card with a limit of up to RP10 million, but the condition is that you must have a minimum income of 5 million per month. Recommend it to those who want to shop and travel.
- Travel card
As the name implies, this credit card is suitable for those who like to travel by plane, as you can enjoy various free facilities of up to 800 airport lounges in Indonesia and abroad.
Do you like shopping with Transmart or Carrefour? It is very mandatory to have this one credit card as you will get a 10% discount and you can enjoy various attractive promotions from both supermarkets.
- Cash card
In addition to Mega Gold Card, you can choose this type of credit card with less attractive offers. Examples include tour and travel packages, airline tickets, hotel promotions, and more.
Choose the right credit card type
Interacting with a Mega Bank credit card is not just for styles , make sure you actually use it according to your needs. In addition, you need to choose the type of credit card that corresponds to the ability to pay the installments later, because this payment system is like going into debt.
You will receive a loan up to a certain limit in accordance with the type of CT you have chosen. This means that every month you are obliged to pay instalments in accordance with the provisions, together with the mandatory annual contribution. New users often pay little attention to such things and as long as they use CC.
Also, choose the type of credit card that suits your capabilities and needs. For example, for those who want to use it for regular purchases every month, you can choose a Mega Gold Card or a Mega Money Card with appropriate limits.
Tips for interacting with mega bank credit cards for safety
Using a credit card is not one hundred percent guaranteed to be safe, because security also depends on the user himself. Therefore, pay attention to the following important tips to be safe when making Mega credit cards:
- Online shopping on authentic websites
Don’t buy randomly online, especially if you’re asked for personal information about credit cards. Not to mention, if the site doesn’t have a high level of encryption/security, it’s possible that individuals may have stolen your credit card information.
- Don’t interact using public Wi-Fi
For security reasons, avoid making credit cards with public WiFi, not to mention free cards. Such actions are very risky and can be abused by hackers.
- Does not store card numbers on mobile phones
Also, you should not store important information about your credit card details on your phone. Imagine if your phone is lost? Then you do not exclude the possibility that others who want to like you may abuse it.
- Be aware of fake emails
It is not uncommon for CC users to receive an email when they are asked for credit card information. It is better to be more careful to distinguish between official and unofficial emails. CC numbers are confidential, especially passwords, where both should not be reported to other parties, including megabanks.
Is it fixed touse or make a credit card? In fact, recently, more and more people have become interested in using credit cards to facilitate payment. Regardless of the reason, be sure to choose the right type of credit card so that in the future you can interact with Mega Bank credit cards comfortably, safely and without obstacles.